Allocation
The 60/40 Portfolio: The History and the Debate
The 60/40 portfolio is balanced investing's reference mix, anchored by a 1986 pension study, shaken by 2022, and defended and criticized in roughly equal…
Author
Tomás Ferreira
Independent editorial contributor covering crypto markets, digital assets and fintech for VUGA Network publications.
Articles by Tomás Ferreira
Allocation
Bond Ladders vs. Bond Funds: How They Compare
Bond ladders return principal on a fixed schedule while bond funds roll maturities indefinitely — two structures with documented tradeoffs in income, duration,…
Crypto
Crypto Custody: Cold Wallets vs. Hot Wallets
Crypto custody spans a spectrum from internet-connected hot wallets to offline cold storage, and the placement decides who controls the keys and who bears each…
Investing News
What the Latest Spot Bitcoin ETF Flows Show
U.S. spot bitcoin ETF flows swung back to inflows in the first trading sessions of 2026 after two consecutive negative months.
Crypto
What Proof of Stake Means and How It Works
Proof of stake secures a blockchain by making validators lock coins as collateral, replacing mining machinery with capital at risk.