Crypto
Coins vs. Tokens: How Crypto Assets Differ
Coins are native assets that pay their blockchain's transaction fees, while tokens are issued on existing chains under standards such as ERC-20, and the…
Author
Jacob Hoffman
Independent editorial contributor covering markets, digital assets, risk and personal finance.
Articles by Jacob Hoffman
Finance News
GDP Report Explained: Advance to Third Estimates
Real GDP grew at a 2.1 percent annual rate in Q1 2026, the BEA's third estimate of June 25, 2026 showed, revising the figure half a point above the 1.6 percent…
Finance News
Credit Card Charge-Offs: What Lender Data Showed in Q1 2026
Credit card charge-offs at commercial banks eased to 3.67 percent in the first quarter of 2026, per Federal Reserve G.19 data, while the New York Fed reported…
Finance News
Prime Rate vs. Fed Funds Rate: How They Differ
The fed funds rate is the Federal Reserve's overnight policy target, while the prime rate is a bank-posted benchmark that has settled three percentage points…
Finance News
Dollar Index Moves: What DXY Levels Signal
The U.S. Dollar Index fell roughly nine percent in 2025 and spent early 2026 below the 100 mark, with a first-quarter recovery capped near that level, per MUFG…