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    <title>Horison — Crypto</title>
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    <description>Digital assets sized as a portfolio position: correlation history, volatility budget, custody exposure, and the honest case for holding none of it.</description>
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    <category>Crypto</category>
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      <title>How the Bitcoin Halving Works and What It Changes</title>
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      <description><![CDATA[The April 2024 halving cut Bitcoin's block subsidy from 6.25 to 3.125 BTC. A primer on the schedule, mining economics, and why price patterns around it remain contested.]]></description>
      <pubDate>Wed, 26 Aug 2026 08:54:43 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>What Dollar-Cost Averaging Means for Crypto Investors</title>
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      <description><![CDATA[A look at how spreading crypto purchases across fixed intervals works, what historical data shows about the trade-off against lump-sum investing, and why it does not reduce an asset's underlying volatility.]]></description>
      <pubDate>Sat, 15 Aug 2026 08:44:02 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>Coins vs. Tokens: How Crypto Assets Differ</title>
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      <description><![CDATA[Coins are native blockchain assets that pay network fees; tokens are issued on existing chains under standards like ERC-20; here is how they differ.]]></description>
      <pubDate>Thu, 23 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Crypto</category>
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      <title>What Bitcoin Dominance Means for Allocations</title>
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      <description><![CDATA[Bitcoin dominance is bitcoin's share of total crypto market value; here is what the ratio measures, its documented swings, and what it cannot tell you.]]></description>
      <pubDate>Tue, 30 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>Crypto Drawdown History: What Volatility Means</title>
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      <description><![CDATA[Bitcoin's documented drawdowns run from 77 to 93 percent; here is the peak-to-trough record for major crypto assets and what it implies about volatility.]]></description>
      <pubDate>Sun, 07 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>What Self-Custody Means: Keys and Seed Phrases</title>
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      <description><![CDATA[Self-custody means holding crypto under your own private keys, with a 12- or 24-word seed phrase as the single recovery instrument; here is how it works.]]></description>
      <pubDate>Sat, 16 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>Proof of Work: How Mining Secures Crypto Networks</title>
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      <description><![CDATA[Proof of work secures bitcoin by making miners spend energy to add blocks; here is how difficulty, hashrate, and the security budget interact.]]></description>
      <pubDate>Thu, 23 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>How Crypto Correlates With Stocks and Bonds</title>
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      <description><![CDATA[Bitcoin's correlation with stocks rose from near zero to multiyear highs in 2020-2022, IMF data shows; here is what that means for portfolios.]]></description>
      <pubDate>Tue, 31 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>Bitcoin ETFs vs. Direct Holding: Key Differences</title>
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      <description><![CDATA[Spot bitcoin ETFs and direct coin ownership differ in costs, custody, taxes, and access; here are the documented differences side by side.]]></description>
      <pubDate>Sun, 08 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>What Stablecoins Are and How They Hold Value</title>
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      <description><![CDATA[Stablecoins are crypto tokens pegged to a reference asset, usually the dollar; here is how reserves, redemptions, and attestations support the peg.]]></description>
      <pubDate>Sat, 14 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Jacob Hoffman</dc:creator>
      <category>Crypto</category>
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      <title>Crypto Custody: Cold Wallets vs. Hot Wallets</title>
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      <description><![CDATA[Crypto custody spans hot wallets online and cold storage offline; the difference decides who controls the keys and who bears hack and loss risk.]]></description>
      <pubDate>Thu, 22 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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      <title>What Proof of Stake Means and How It Works</title>
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      <description><![CDATA[Proof of stake is a consensus mechanism in which validators lock coins to secure a blockchain; here is how staking, rewards, and slashing work.]]></description>
      <pubDate>Tue, 30 Dec 2025 12:00:00 GMT</pubDate>
      <dc:creator>Tomás Ferreira</dc:creator>
      <category>Crypto</category>
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